With the decline in job vacancies for Filipinos, it’s understandable that having the financial freedom to buy whatever we need is difficult. But what if it’s something you need immediately? This is where Billease comes in—the app to pay bills with ease!
WHAT is Billease?
Since most items on the market require a credit card to acquire, Billease is a great way for Filipinos to get items on a monthly basis from a range of shops.
Billease is a financial service app that aims to make financial services more affordable and equitable for Filipinos. They’ve been in business since 2017 and currently employ over 100 people who are ready to assist you. As a company, BillEase is the flagship product of FDFC, a financial technology firm focused on developing disruptive and innovative retail credit products for Southeast Asia.
Get instant credit up to P40,000 that you can use for online shopping even if you don’t have a credit card or a personal loan with 30-day or 12-month payback options. Billease has the lowest monthly interest rate, at only 3.49 percent. In addition, users can get a 0% APR on certain merchants.
BillEase is regulated by the Securities and Exchange Commission as a financing company (CoA No.: 1101) and the Bangko Sentral ng Pilipinas as an Operator of Payment System, so you won’t have to worry about their accreditation (OPSCOR-2021-0007).
WHERE Can you Use it?
Enjoy the benefits of just about everything you need! From Samsung phones to Mandaue Foam Furniture and even Philippine Airlines plane tickets!
With a long list of partner merchants, we’re convinced you’ll find what you’re looking for. What’s more, when you use their services, they run promotions in selected stores with 0% interest rates.
Electronics, Home & Furniture, Marketplace, Food & Essentials, Health & Fitness, and Services like insurance and pest control are just a handful of good categories that Billease covers. You can see their wide-ranging list of stores here: https://billease.ph/shops/
To use Billease’s services, go to this link and choose your preferred shop, or download the Billease app.
- Select your desired amount
- Submit the requirements online
- 1 valid ID
- Proof of Income
- Proof of Billing
- Check your email or log in to your account to see your initial credit limit.
*70% get approved on the spot, else it takes one banking day
- Use your credit limit on Lazada or any BillEase merchant partner
HOW to Pay Your Billease Installments
Once you’ve successfully availed of their services in your desired shop, you can now pay your monthly installments via direct bank/e-wallet transfer, 7-Eleven, or at over 22,000 OTC payment channels.
Here are 5 ways to pay for your BillEase installment:
- Direct Transfer to Coins.ph
- Select the payment request you’d like to make.
- You will be redirected to a number of payment options, one of which is ph.
- To settle your payment, follow Coin’s instructions.
- After you’ve completed the steps, you’ll receive payment confirmation, and your payment should appear in your BillEase account.
- Pay via GCash
- By selecting BillEase from the list of GCash Billers, you can pay your BillEase installment with GCash.
- Pay for your installment using the name registered in BillEase as account name, the mobile number registered in your BillEase account, and your loan ID (found in account view).
- Your payment will be verified by the next banking day and a confirmation will be sent to your registered email address.
- Linking your Online Bank Account
- Connect your Unionbank and BPI bank accounts and pay BillEase from your BillEase account directly.
- Simply select from our payment partners, which include coins.ph, BDO, BPI, and Security Bank.
- Payments made through linked online bank accounts will be automatically booked. There is no need to send us proof of payment.
- Bank Transfers
You can also pay through bank deposit or online transfer, which is free of charge (only if settled within the same bank).
The payment made will not automatically reflect in our system, so make sure you email us a copy of the deposit slip or a screenshot of your transfer to pay@billease.ph. Our payment verification team will confirm your payment within the next banking day upon receiving your proof of payment.
- Billease’s partner banks and account numbers are as follows:
- BDO:
Account name: First Digital Finance Corp
Account number: 011290007371
- BPI:
Account name: First Digital Finance Corp
Account number: 8101 0064 77
- Security Bank:
Account name: First Digital Finance Corp
Account number: 0000-001768-090
