Home Credit Philippines has teamed up with Puregold to expand the availability of the Home Credit Card across select Puregold branches nationwide. The partnership was highlighted during the Tindahan ni Aling Puring (TNAP) Convention 2025, held from May 15–17 at the World Trade Center in Pasay, a landmark gathering of over 50,000 micro, small, and medium-sized enterprise (MSME) owners.
With the theme “Puregold Piliin si Aling Puring! Kayang-kaya Umasenso!”, this year’s TNAP convention emphasized the vital role of sari-sari stores, karinderias, and other MSMEs in the economy. It also served as a platform to introduce how the Home Credit Card can help these small businesses thrive by offering practical, inclusive financial tools.
Financial Access for All
The Home Credit Card is designed with first-time cardholders and everyday entrepreneurs in mind. Offering a ₱20,000 credit limit, a 45-day interest-free grace period, and a waived membership fee for the first three months (with continued waivers for users spending ₱15,000 monthly), it provides a low-barrier entry into responsible credit use.
Beyond credit, cardholders enjoy:
- Up to ₱500 rebates in the first month
- Unlimited 3% discount on load purchases
- Zero transaction fees for bill payments via the Home Credit app
- Secure, QR Ph-enabled cashless payments across platforms
“Together with Puregold, we’re making it easier for Filipinos to access credit that fits their needs,” said Zdenek Jankovsky, Chief Business Development Officer of Home Credit Philippines. “This partnership is more than about convenience—it’s about empowering people to take control of their finances and live better lives.”
Empowering Everyday Entrepreneurs

This collaboration comes at a time when many Filipinos—especially sari-sari store and carinderia owners—are seeking financial solutions to expand or stabilize their businesses. With the Home Credit Card now available at participating Puregold outlets, more Filipinos can access reliable credit to fund inventory, pay bills, or manage daily expenses, without needing to visit a bank.
By integrating financial services directly where people shop and conduct their livelihoods, Home Credit and Puregold are helping communities grow from the grassroots level.
A Step Toward Financial Inclusion
This initiative reflects Home Credit’s transformation from a consumer finance company into a comprehensive financial partner. The company continues to deliver practical financial solutions that match the everyday needs of Filipino consumers, particularly in underserved and grassroots communities.
To learn more about Home Credit Philippines, visit www.homecredit.ph, download the Home Credit App, or follow their official accounts on Facebook, Instagram, and TikTok.
Home Credit Philippines is licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).


